Insurance Coverage Litigation

Since its inception in 1993, a substantial portion of O'Connor Redd Orlando LLP's practice has been devoted to insurance coverage litigation, and the aggressive and successful resolution of personal and commercial lines coverage disputes for insurance clients including:

Hanover Insurance Company
The Hartford
Reliance Insurance
CNA Insurance
U.S. Liability
Lexington Insurance Company
Nationwide Insurance
The New York State Insurance Fund
Farmers Insurance
Chartis Insurance Company
Harleysville Insurance Company

The majority of our coverage litigation concerns the resolution of priorities among primary and excess additional insured coverages secured pursuant to commercial construction contracts and commercial property leases, including contribution and anti-subrogation issues, but we have also litigated, arbitrated and successfully resolved coverage issues under homeowners primary and umbrella policies, personal and commercial auto and garage policies (including first-party no-fault and UM/SUM litigation and arbitrations), manufacturers, environmental liability, workers' compensation and business owners policies. We are also frequently retained by excess carriers to monitor trials and associate in with defense counsel where high-exposure cases threaten to exceed primary policy limits, and to assume claim defense entirely where primary policy limits have been tendered.

The firm also represents and advises both private clients and insurance carriers on the avoidance of insurance coverage disputes, and has been retained to render coverage opinions on a wide variety of losses, involving a broad range of personal and commercial liability coverages and exclusions, including personal and advertising injury claims and first and third-party property losses. In fact, by promptly, accurately and knowledgeably evaluating coverage liabilities, we are often successful in obtained desired results for our clients without the need for costly litigation. We are routinely called upon by our carrier clients to assist in drafting primary and excess policy endorsements and exclusions, and to present seminars at local and regional insurance agent and claims meetings on recent developments affecting commercial liability insurance, and related contractual indemnity and employers liability issues. Firm members have also co-chaired the Insurance Law Committee of the New York State Bar Association, and have lectured for New York State Bar Association sponsored seminars on recent insurance coverage decisions, and related issues arising from the New York State Insurance Law and Labor Law.